Loan Terms

Loan Description

Loan terms encompass the agreed-upon details of a loan, such as interest rates, repayment duration, and conditions. These terms play a crucial role in defining your financial commitment. At Lending Hands Financial Services LLC, we provide transparent and favorable loan terms designed to suit your needs.

  • Loan Size : $20k to $30milion + 
  • Interest Rate : Starting from 7% 
  • Term : 6 months – 30 years
  • Repayment Plan : Interest-Only, Normal Amortization
  • Loan to Value : Up to 85% LTV
    Up to 85% LTC for Construction
    Up to 100% for Build-Outs, TI’s, and Redevelopment
    Up to 50% LTV for Land
  • Coverage : 1.20x – 1.30x using actual debt service (no stress test)
  • Prepay : No Prepayment Penalty
  • Recourse : Recourse and Non-Recourse are available
  • Collateral : All Commercial RE Property Types, including Specialty Uses and Land
  • Security Position : Senior Secured Interest (no equity and no mezz)
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